ShopPay Buy Now, Pay Later FAQ
Shop Pay Installments Overview
How it Works
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Pay Over Time
Split your purchase into smaller payments with Shop Pay Installments, powered by Affirm. Available for eligible U.S. and Canadian customers on orders from $35–$30,000 USD/CAD.
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Choose Installments at Checkout
After a fast approval process, your total is split into bi-weekly or monthly payments—no hidden fees.
After You Apply
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Quick Approval
Affirm reviews your application instantly. You'll receive an email from Affirm ([email protected]) with your approval status—check your spam folder just in case.
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Easy Management
Track and manage your payment plan in the Shop app. Get reminders by email, SMS, or push notifications. You can also make early or manual payments anytime via the app or your browser.